Materials Financing

Extended Payment Terms for Construction Material Purchases

Get 120-day payment terms.
Free up capital.

Take control of your cash flow and grow your business. Let us buy the materials you need for your next job, then pay us back in up to 120 days.

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Home screen of the materials financing application

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“Now that I have Procore to finance my materials, I’m secure. My vendors are happy because they get paid right away.”

Alberto Polanco

President and CEO



Take control of cash flow.

Push out materials purchase payments and use cash-on-hand to pay other critical business expenses. 

  • Keep your cash-on-hand.
  • Utilize cash to pay for overhead expenses.
  • Improve expense forecasting and budgeting.
Get Prequalified
Materials financing product image

Grow your business.

Free up the capital needed to grow at your pace, not your bank’s.

  • Take on bigger jobs.
  • Take on more projects.
  • Hire additional employees and crew.
Get Prequalified
Materials financing product image

Gain financial flexibility.

Maximize your resources, and use cash where it’s needed most.

  • Fully utilize existing capital.
  • Obtain extended payment terms on your highest-cost materials. 
  • Get project-based financing built for contractors when you need it.
Get Prequalified
Materials financing product image

How Materials Financing works

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We buy the materials.

Once approved, we purchase materials from the supplier of your choice.

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You get up to 120 days to pay.

Receive pay-when-paid terms up to 120 days for the full cost of the materials.

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Pay off the balance.

Pay weekly finance charges, then pay for the materials once you get paid, up to 120 days.

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What types of projects qualify for Materials Financing?

Financing is available for commercial and public sector projects. Procore will not finance materials for residential construction work.

What types of materials qualify for financing?

Materials that will be permanently installed on the jobsite that are delivered by a supplier or third-party qualify.

What is the minimum purchase amount that can be financed?

Jobs with a minimum materials purchase of $10,000 qualify for financing.

Which states qualify for Materials Financing?

  • Materials Financing for Public Sector (Federal, State and local government) construction jobs is available in all 50 states.
  • Materials Financing for Commercial construction jobs is available in 45 states, excluding Delaware, Maryland, New Hampshire, Hawaii, Pennsylvania, and Washington, DC.

What is needed to move forward?

The project contract between you and the hiring party and materials invoice, quote or purchase order from a supplier are required.

Ready to get 120-day payment terms and free up capital?

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